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Learn How To Be Financial Mentor & Coach For Your Own Family
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Send an email to elmerdiola@gmail.com or text me at 0922-8673612
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For me, this is the best Health Care company. You're hitting 3 birds in 1 Stone (HealthCare, Savings and Insurance)
I am working full time on homebased, so my Health Card issued by my previous employer turned to TRASH! coz it's only effective during my working period in the company. So I realized that the first thing to considered is our health, it's the common mistakes of people working online coz they forgot to get insured themselves. They don't realized what will happen when they got SICK. Since Kaiser Health Card is with me, I have the confidence and feel comfortable with it. Their concept is very easy to understand and beneficial to its clients. Since I am a satisfied client of this Healthcare Company, therefore I will share it to the blogosphere. Please refer to the highlights and benefits they offered:
Simple Principle Applies: You're investing your money and of course gained with interest and at the same time you're covered by your healthcare and life insurance. Therefore, I could not ask for more. Be Wise!
Personal Long Term Healthcare
- MONEYBACK* if you don't get hospitalized (you can use other medical/dental benefits) and it also earns an average of 10% per annum as a form of investment.
- Protect yourself now and even past the age of 60. Philhealth will never be enough.
- The earlier you start the better.
- Better interest rates per annum vs. a bank's 4% per annum time deposit.
Other packages offered are:
Senior Healthcare - ages 61 and up
Business/Group Healthcare - at least 10 persons
This is a card type insurance. Card is good as cash and downpayment.
Only Kaiser offers healthcare past the age of 60. You can go for Senior care if you're old, or get Long Term Healthcare to prepare for it.
Medical emergencies are one of the most common causes of bankruptcies. Invest and protect yourself and your family.
For your inquiries please contact:
Sun: 0922-8673612
email: elmerdiola@gmail.com
*MONEYBACK only applies to long term healthcare packages.
Kaiser International Healthgroup, Inc. is an actually-sound, product-based business. It brings together the best features of an HMO, Health Savings Plan, and a financial investment.
- An innovative program, the first of it's kind in the country;
- Guarantees long-term care even after the age of sixty when the client has only himself to rely on;
- Healthcare coverage, savings, emergency fund, and insurance rolled into one;
- An accumulative, self-earning investment that comes with Return of Payment for non-utilization in the first five (5) years of coverage;
- A portable account! Even if you change or lose jobs, your plan and funds stay with you;
- A four-way insurance coverage:
- Term Life
- Accidental death and dismemberment
- Waiver of installment due to death
- Waiver of installment due to permanent and total disability;
- Outpatient benefits, annual physical examinations and dental coverage;
- Coverage is for individuals but can be installed in companies as a health savings salary deduction program;
- No exclusions from 6th year onward;
- Flexible, transferable and upgradeable;
- Annual lifetime healthcare benefits at age 60 and up;
- Payable in 5 years only with fixed rates for the entire paying period;
- Issue age up to 60, but coverability extends after 60; and,
- Reinstatement can be done within 2 years after lapsed policy.
- DOH Registered
- Follows the standard of Kaiser in the United States
- Preferred partner of major hospitals.
For your inquiries please contact:
Sun: 0922-8673612email: elmerdiola@gmail.com
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What's with world? When you introduce new ideas, share the knowledge but why do some people will ignore and don't accept it? In fact, they will contradict and bark everywhere for example the re-routing scheme to minimize traffic on that certain area. Remember this is good for the people in general but you cannot expect all the commuters to agree. But later on they started to keep silent and appreciate.
Yesterday, I shared my knowledge on one of my friends on how to manage his wealth and where to invest since I know a lot on this field since I am a registered broker and financial adviser and also a crusader on how to end up poverty on our generation. Our conversation goes like this, he's planning to invest his money and I asked him on what kind of business and he answered, I will have to think about it. So, since we're friends in college years, I want to help and assist him and of course it's free but he answered. "Anyway thanks, but I have to explore for myself." Is it really hard to believe an advise from your friend?
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Got vacation plans next year? Maybe you can schedule them around the 6 long weekends for 2012 based on the official list of regular holidays and special (non-working) days from Malacañang.
The first long weekend will be on January 21-23 after Malacañang declared January 23, Chinese New Year, a special non-working day.
The next long weekend will be during Holy Week, lasting 5 days from April 5-9.
April 5 (Holy Thursday) and 6 (Good Friday) are regular holidays. These are followed by a weekend, April 7-8, while April 9 (Araw ng Kagitingan) is also a holiday.
The next long weekend will be on August 25-27. August 27, National Heroes' Day, is a regular holiday.
There is a four-day weekend at the start of November after Malacañang declared November 1 (All Saints' Day) and November 2 (All Souls' Day) as special non-working days.
At the end of November, there will be another long weekend after Bonifacio Day, November 30, was declared a regular holiday. November 30 falls on a Friday.
Finally, the last long weekend for next year will be on December 29-31, with December 31 a non-working day.
There are 4 holidays that fall on a Tuesday: May 1 (Labor Day), June 12 (Independence Day), August 21 (Ninoy Aquino Day) and December 25 (Christmas).
Proclamation No. 295 also states that Malacañang will declare holidays for the observance of Eid'l Fitr and Eidul Adha after the approximate dates of the Islamic holidays have been determined in accordance with the Islamic calendar or the lunar calendar.
Eid'l Fitr is expected to be on or around August 19, 2012 (Sunday) while Eidul Adha will fall on or around October 26, 2012 (Friday).
Source: http://www.abs-cbnnews.com
Regular Holidays for 2012
| New Year’s Day | January 1 (Sunday) |
| Maundy Thursday | April 5 |
| Good Friday | April 6 |
| Araw ng Kagitingan | April 9 (Monday)3 |
| Labor Day | May 1 (Tuesday) |
| Independence Day | June 12 (Tuesday) |
| National Heroes Day | August 27 (Last Monday of August) |
| Bonifacio Day | November 30 (Friday) |
| Christmas Day | December 25 (Tuesday |
| Rizal Day | December 30 (Sunday) |
Special (Non-Working) Days
| Chinese New Year | January 23 (Monday) |
| Ninoy Aquino Day | August 21 (Tuesday) |
| All Saints Day | November 1 (Thursday) |
| Additional special (non-working) day | November 2 (Friday) |
| Last Day of the Year | December 31 (Monday) |
Special Holiday (for all schools)
| EDSA Revolution Anniversary | February 25 (Saturday) |
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Today is December 1, Christmas is in the air. Most of the employees if not all will receive their bonuses and 13th month pay, but the question is how will spend it? If you will visit to malls, I'm sure they're lurking on you, you can see SALE! in every corner, but think of it is really a Sale? or you're dictated by your instinct since you have lot of money on your pocket. So spend wisely guys, though we must give some rewards to ourselves but avoid to be an impulsive buyer, plan first before you decide.
If you have a good plan for your future and want your money to grow, you better invest it. People are lack of education on how to manage their money, financial education is really important today. If you want to know more about investment and financial management please let me know and I am happy to share my knowledge to you.
"Financial independence can be decision not a Dream"
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Take a short break dude!
--------------------------------Cebucyling Lapu-Lapu members decided to join the Mandaue City and Cebu City Members to assault the mountain bike haven in Cebu, it's the right time since it's a holiday (Bonifacio Day, in honor of Andres Bonifacio). Waking up early as 4:00am is very unusual but I am excited to go with the team I want to try the mixed-up of deadly uphill and technical downhill.
This is my longest come back ride after 2 months of hibernation, I almost swallowed my tongue just to grasp some gas on the first 20KM. I'm familiar with the trail since I've passed that many times but on the reverse mode, from Ayala Heights (Kan-irag Nature Park) down to Guba-via Pulang Bato. But this time it's another experience, it's more on uphill but I am proud coz I can maintain my speed at 9-10km/hour not bad for the come back ride. My computer registered 12.4 (Average Speed), 58.7(Maximum Speed) which I got this during the downhill heading to Kan-irag Nature Park with the Total Time of 3:32:15.
Thanks God for the nice weather, Boss Jun for the hitched, we saved a lot of energy for it. To Vince Sta. Elena and Sir Tony Dimataga, for our best bike clinic last Sunday. Yeah, it really works I'm looking forward for the next session. Thanks so much for the tips, it works well. I am lucky I did not feel any pain after the ride, now I am more in love with my Corratec Baco X-Vert, my hard tail but works well on the dirt road and downhills.
The experience is very awesome, such as the downhill from Sirao to Kan-irag Nature Park, a very wide plain road where you can go anywhere you want. But the best thing is the Kan-irag Trail, I really like the technical part at least I am now confident to face the challenges. Thru my 2 mentors I learned a lot from them, it's really effective. Looking forward for my second time ride on the same trails. Thanks for inviting me to be a part of a very large group approx. 40+.
More Pictures Here
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